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CELLULAR SHADES

EnergySaving Tips for the Stylish DesignSavvy Home PRWeb via Yahoo News SunSentinel newsroom turns into movie set Fort Lauderdale SunSentinel

Fri, 31 Oct 2008 21:28:12 +0000
Business World Entertainment Sports Tech Politics Elections Science Health Most Popular Business Video U.S. Economy Stock Markets Earnings Opinion Personal Finance Press Releases Energy Saving Tips for the Stylish Design Savvy Home Buzz Up Send Email IM Share Digg Facebook Newsvine del.icio.us Reddit StumbleUpon Technorati Yahoo Bookmarks Print ThuOct amET Related Quotes Symbol Price Change DJI . . GSPC . . IXIC . . Windows have a big impact on heating and cooling costs. Proper window treatments are an easy and fast solution to help make the home more energy efficient. The Shade Store offers expert design tips and modern custom window treatment options to help lower energy costs and add style design and value to any home. New York NY PRWEB October Windows are thermal holes and can be responsible for a significant amount of a home s heat and air conditioning energy loss. The quickest and easiest way to instantly help reduce energy costs and make the home more comfortable year round is to make windows more energy efficient with proper window treatments. The Shade Store offers exclusive window treatment collections custom designed to the customer s exact style and function specifications. To help insulate the home from heat and cold The Shade Store experts offer practical tips using custom shades blinds and drapery to improve a home s heat retention lessen drafts protect from harmful UV rays and achieve a modern high style decorating result. Drapery layered on top of existing shades or blinds or used alone can easily protect a home from heat loss and unwanted drafts. The use of drapery offers an elegant and warm feeling to most rooms and for the greatest insulation benefits The Shade Store recommends using fabrics such as linen cotton wool sateen wool flannel and suede. To further customize the look and maximize insulation privacy and interlining can be added to any drapery fabric . Custom roman shades offer style and function used alone or layered under drapery. Custom made to the exact window measurements The Shade Store roman shades further improve window energy efficiency and provide the room with a clean tailored style. The Shade Store roman shade collection includes six different styles and multiple lining and decorative border options to help match any desired interior design look. A versatile highly energy efficient and economically solution for windows is a cellular shade. Cellular shades are specifically designed with unique honeycomb cells that trap air and insulate the window from heat and cold. The Shade Store collection of cellular shades is soft and subtle but highly durable and offered in a selection of fabrics in a modern color palette . Solar shades can be beneficial in both warm and cool climates and for any time of the year. The solar shade material is specifically designed to filter harmful UV rays to protect interiors such as rugs artwork and furniture from fading. Additionally solar shades reduce the sun s glare on TV and computer screens decrease unwanted heat coming in and insulate the window to help prevent air conditioning energy from seeping out. Energy efficient and environmentally friendly The Shade Store solar shade materials are Greenguard Certified and available in three levels of high tech materials ranging from sheerest to densest to help control privacy and maintain the view. The Shade Store is the modern solution for the design savvy consumer who seeks style and quality together with convenience and affordability. Specializing in custom couture quality window treatments The Shade Store exclusive products are available nationwide via a fully interactive online storefront catalogs and flagship showroom and affiliate in store boutiques. All showroom in store boutique and online custom orders are shipped in ten days or less. The Shade Store Agatha Siegel E mail Information Trackback URL http prweb.com pingpr.php Q Jhcy Mb ZlLU hZ tTWFnbi JbnNlLVNpbmctWmVybw Recommend Buzz Up Send Email IM Share Digg Facebook Newsvine del.icio.us Reddit StumbleUpon Technorati Yahoo Bookmarks Print More. Video Get the Offense on the Feild FOXBusiness Video Dow Relief Rally in Sight FOXBusiness Video Lightning Round CNBC Most Viewed Business Stocks advance to add to week s large gains AP Beaten down American consumers burrow deeper AP Bernanke explores options for housing finance AP Auto aid pleas mount Treasury says no GM talks Reuters Bernanke says GSE debt backing must be maintained Reuters All Most Viewed Most Blogged Business Now Official No One In Tech Can Defend McCain Epicenter Fri Oct am EDT Blogs About This Story Prev Next Washington Post Co. 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Search Homes More from Yahoo Real Estate Yahoo News Navigation Home U.S. Business World Entertainment Sports Tech Politics Science Health Travel Most Popular Odd News Opinion News Services RSS News Alerts Weather Alerts Add Yahoo Headlines to Your Site Site Map Help Feedback JOHN ERICKSON October next T urn off State Park Road into this community of up scale beachfront houses and you can see what makes life in the Grandview section of Hampton so attractive. Elevated on pilings high over the sandy soil virtually every home commands impressive views of the Chesapeake Bay shoreline or the surrounding tidal creeks and that means tons of strategically placed windows. Only after the temperatures drop and the electric or gas meters begin to whirl however can you tell what makes the windows at Ken and Theresa Wright s house distinctive. Lined up across the south facade square feet of glass provides ample room for the sun to spill in and warm a thick concrete slab that stretches along the inside wall. And this time of year that free solar energy reduces their heating bill to practically zero. Over the past three winters the couple estimates they ve lowered the total winter heating costs of their square foot house by as much as percent over conventional heating systems. Compared to one similarly sized home in the neighborhood their average monthly heating bill of less than has been about percent cheaper. Related links Solar House Photos We weren t thinking solar when we bought this lot about years ago. But it turned out to be ideal when we finally started building Ken says. Why pay for your heat when you get so much of it from the sun for free A retired mechanical materials and aircraft engine engineer Ken wasn t always so enthusiastic about exploiting alternative energy sources. He and his wife a retired home economist bought their creekside lot entirely because of its stunning views. But when he traveled to Haiti on a church mission a few years ago the isolation and poverty of the distant mountain hamlet he d come to help made an indelible impression. They didn t have any source of electricity and we had to figure out how to install a photovoltaic panel system so they could run a few lights and appliances inside their church he says. It made me start thinking about all the power we waste in this country and I got into the solar area from there. Ken did the preliminary sketches for the house himself then turned to Eastern Shore architect Laura Lintz for refinements. While she concentrated on perfecting the basic footprint of the house he used a basic solar design software program to zero in on the size of the windows the reach of the exterior overhangs and the amount of thermal mass required for the most efficient and comfortable operation of a simple passive solar system. Later the couple turned to nationally known solar architect Dona Stankus who is manager of building programs at the North Carolina Solar Center for a design review. For a few hundred dollars she scrutinized the plan tweaking the overall window size as well as the configuration of the concrete slab needed to moderate and trap the heat gain streaming in through the glass. What we ve found is that in almost every project like this it s really just a matter of getting the design right ahead of time. And it s more about having the right amount of windows with the appropriate orientation and proper overhang than just having these great big expanses of glass Stankus says. I actually told them to rip out some of the windows they d planned so they would be more comfortable during the summer. The Wrights won percent of the battle Stankus says simply by laying their house out correctly on their east west running lot. They also reduced the amount of heat they needed through such measures as inch thick wall framing which accommodated an extra inches of insulation compared to conventional by walls. The couple made similar investments in their back up heating system spending an additional to install an ultra high efficiency heat pump rather than a standard model. But the total added costs of incorporating passive solar heat including the expenses for insulating cellular window shades and a inch thick concrete slab amounted to no more than to depending on how the upgrades are figured. With an overall budget of it was just a few percentage points really just peanuts Ken says. And by the time we got that far into it we also had the feeling that we wanted to show people it could be done. It s not rocket science and it doesn t add enormous extra costs. Even with the extra long overhangs jutting above the south facing windows the solar design blends in seamlessly with the neighboring houses too. That was an important selling point for a couple eager to fit in with their new community. We wanted to do something. People are dying over oil Theresa says. But we also wanted a house that looked normal. We didn t want people to be able to walk through our neighborhood and say Look There s the solar house. Over the past three winters the system has proved to be both efficient and comfortable. But it does require some attention to the seasonal cycles of the sun. From late April to late August Ken adjusts the insulating shades on a daily basis to block any part of the sun not shielded by the house s overhangs. 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It is with a heavy heart that we have come to the end of this beautiful composition on BAD CREDIT CAR LOANS . Please do disburse its beauty to others.

BAD CREDIT CAR LOANS

Bad Times for Banks Means Boom Times for Credit Unions Time Magazine Dollar Wise Knowing difference between FDIC FICO can keep you ahead Dallas Morning News

Mon, 27 Oct 2008 05:42:21 +0000
Election World Business they typically hold the mortgages they make on their own books and only dabble in subprime put them in a position to grab market share while national banks auto finance companies credit card outfits and private student loan firms cut back on loans. In good times you d say these guys are much too conservative says George Hofheimer chief research officer of the credit union focused Filene Research Institute. But in times like these it s just what the doctor ordered. Credit unions aren t shy about having money to lend. Speed s outfit the member Texas Dow Employees Credit Union TDECU has been running TV spots since August and is doubling its ad budget for the fourth quarter. At times TDECU has been accused of being too aggressive community banks which have also been faring relatively well and the FDIC loudly objected when one ad painted the entire banking industry as under a dark cloud. To meet loan demand TDECU is borrowing from corporate credit unions and the Federal Home Loan Bank of Dallas but even then we may not have enough money to go around says Speed especially now that car dealerships jilted by the finance arms of auto companies are flooding the credit union with calls. The lending spree is a scene playing out at credit unions across the country though that s not to say the industry has escaped the financial meltdown completely unscathed. Some of the nation s credit unions have lost money in at least one quarter so far this year and credit unions have run into enough trouble that they ve had to be taken over according to the National Credit Union Administration the federal regulator that backs deposits at credit unions much like the FDIC does at banks. Credit unions that made home loans in bubbly markets like California or those that jumped heavy into commercial lending especially for construction projects have been hurt the most. Now that the credit crunch is rolling full tilt into the real economy even credit unions with the benefit of geography likely won t be able to escape the effects of recession. At the member Unitus Community Credit Union in Portland Ore. loan volume is up this year in nearly every category in mortgages in student loans in credit cards but so are delinquencies. Since the beginning of the year late payments have increased from . to . . Even by the standards of credit unions which tend to have much lower delinquency rates than banks those figures are worth bragging about but Unitus CEO Patricia Smith isn t standing idly by. Three weeks ago she hired the credit union s first work out specialist to start pouring through loan data and making pre emptive calls to people who might need help the sort of down home we care solution credit unions sell themselves on. And they do continue to sell themselves. In early October Smith was one of nine CEOs who signed onto a newspaper ad touting the benefits of credit unions. We are financial institutions without shareholders or Wall Street investors the ad read. The credit unions of Oregon are owned by . million regular people Oregonians just like you. Says Smith It s very unfortunate what s happened in the banking industry. There are a lot of good people hurting. But from our standpoint it does give us an opportunity to say we re here. And we re still lending. Connect to this TIME Story Interact with this story onclick return fbs click target blank class fb share link Facebook Email Vignette StoryServer . 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