Tuesday, January 06, 2009

So what is your verdict on LEXMARK INK after reading so much about LEXMARK INK ? Do you feel that the matter given here is sufficient to make a verdict?

LEXMARK INK

CES Countdown 6 Can the PC adapt to the commodity business model Beta News

Tue, 06 Jan 2009 17:20:07 +0000
World Computer Printers Market http www.reportlinker.com p World Computer Printers Market.html This report analyzes the worldwide markets for Computer Printers in Thousands of Units. The specific product segments analyzed are Inkjet Printers Single Function Multifunction Laser Printers Color Laser Monochrome and Impact Printers. Annual forecasts are provided for each region for the period of through . The report profiles companies including many key and niche players worldwide such as Brother Industries Ltd. Canon Inc. Dell Inc. Fujitsu Limited Hewlett Packard Development Company L.P. Konica Minolta Business Solutions USA Inc. Lexmark International Inc. Oki Data Americas Inc. Samsung Electronics Co. Ltd. Seiko Epson Corporation and Xerox Corporation. Market data and analytics are derived from primary and secondary research. Company profiles are mostly extracted from URL research and reported select online sources. COMPUTER PRINTERS MCP A GLOBAL STRATEGIC BUSINESS REPORT CONTENTS I. INTRODUCTION METHODOLOGY PRODUCT DEFINITIONS Study Reliability and Reporting Limitations I Disclaimers I Data Interpretation Reporting Level I Product Definition and Scope of Study I Inkjet Printers I Laser Printers I Monochrome Laser Printers I Color Laser Printers I Impact Printers I II. EXECUTIVE SUMMARY . Global Market Overview Analysis II Current Future Analysis II Market Drivers II Market Dynamics II Multifunction Peripherals Set to Override Inkjet Printers II PC Less Printers Make a Splash II End of the Road for Impact Printers II Sustained Growth for Point of Sales Printers II Factors Influencing the Market II PC Market Dictates Printer Volumes II Growing Need for Printed Output II Emergence of Strong SOHO Market II Self Employment Using Printers on the Rise II Internet The Key Driver II Growing Penetration of Multifunctional Peripherals into Offices II . Product Overview II Printers A Computer Peripheral II Classification of Printers II Impact Printers II Dot Matrix Printers II Daisy Wheel Printers II Drum Printers II Line Matrix Printers II Technological Developments in Impact Printers II Non Impact Printers II Laser Printers Part Parcel of Today s Work Environment II Utility of a Laser Printer II Laser Printers Market Current Scenario II Monochrome Laser Printers II Monochrome Lasers Classification II Personal Printers II Workgroup Printers II Departmental Printers II Color Laser Printers II Color Photo Printers II Network Laser Printers II Laser Printers Process Overview II Inkjet Printers II Printing Process in Inkjet Printers II Inkjet Vs Laser Printers A Process Comparison II Inkjets of Today II Color Inkjet Printers Two Categories II Four Color Inkjets Advantages Disadvantages II Six Color Inkjets Advantages Disadvantages II Color Printer Technologies II Growing Demand for Color Printing II Different Color Printing Technologies Available II Evolution of Color Printers II Color Vs Monochrome Printing II Other Printer Categories II Thermal Printers II Electro Photographic Printers II End Use Market Segmentation II Yardsticks to Select the Right Printer II Speed Rating Not a True Measure of Printer s Real Speed II Resolution II Dithering II Memory II Print Medium Compatibility II Networking Interface II Printer Software Another Important Aspect II . Competitive Dynamics II Entry Barriers to the Computer Printer Industry II Taking on Mighty Brands A Herculean Task II Technology Intensive Inputs Needed II Falling Prices Will Hit Bottomline II Wafer Thin Margins and High Distribution Costs Spell Doom II Risk Factors in the Printers Industry II Bulging Product Lines II Shortening Product Life Cycles II Cannibalization of Existing Product Lines by New Technologies II Increased Exposures to Lean Product Lines by Few Companies II Inkjet Printer Market II Table Leading Vendors in the Inkjet Printers Market Worldwide Percentage Breakdown of Volume Sales for HP Canon Epson Lexmark Dell and Others includes corresponding Graph Chart II HP Tops in Color Laser Printer Market II Table Leading Vendors in the Color Laser Printers Market Worldwide Percentage Breakdown of Volume Sales for HP Konica Minolta Epson OKI Xerox Dell Samsung and Others includes corresponding Graph Chart II . Distribution Channels II Distribution Breakdown II . Technological Innovations Breakthroughs II Evolution of Digital Flatbed Printers II Smart Printers are the Need of the Hour II . Product Developments Introductions II Noritsu Rolls Out Latest Retail Inkjet Photo Printer in Las Vegas Consumer Electronics Show II Xerox Targets SMB Market with New Low Cost Laser Printer II Kodak to Launch Latest Low End Inkjet Printer II Xerox Unleashes Large Format Color Printers II Canon USA Rolls Out New Inkjet Photo Printer for Office Use II Konica Minolta Develops New Line of Network Graphic Printers II Ricoh Develops New Range of Laser Printers II Canon USA Introduces Low End AIO Printer II Ricoh Develops Wi Fi Enabled Printers II Canon Introduces New Low Cost Inkjet Photo Printer II Brother Rolls Out New Mono Laser Model II Roland Unleashes Large Format Integrated Printer Cutter II Epson Introduces New Printer Models II HP Expands Laser Printers Line by Introducing Four New Models II Samsung Unveils Latest Network Color Laser Printer II OKI Develops New B W LED Printers II Lexmark Unveils New Inkjet Printer Models II Toshiba Develops Latest Monochrome Laser Printer II Canon Introduces Three New Printers II Epson Unleashes Two High Quality Photo Printers II Epson Launches High Quality Single Function Inkjet Printer II Samsung Unveils World s Smallest Color Laser Printer II Epson Unveils Stylus C World s Fastest Inkjet II . Recent Industry Activity II Ricoh Americas Purchases BSA Business Solutions II Kyocera Mita to Acquire Assets and Intellectual Property of Peerless II HP Closes Acquisition of MacDermid ColorSpan II Global Imaging Takes Over an Indiana Office Technology Supplier II HP to Purchase Exstream Software II Printronix Acquired by a San Francisco PE Firm II RISO Forms Partnership with a Premium Die Cut Paper Supplier II Apple Purchases CUPS modular printing software II TPM Buys AandE Printing II Ricoh to Establish Copier and Printer Unit in Thailand II Kyocera Mita and Microsoft Create Patent Licensing Agreement II Ricoh and IBM Establish Joint Venture Printing Systems Company II HP Acquires NUR Macroprinters II Orbotech Acquires New System II . Focus on Select Global Players II Brother Industries Ltd. Japan II Canon Inc. Japan II Dell Inc. USA II Fujitsu Limited Japan II Hewlett Packard Development Company L.P. USA II Konica Minolta Business Solutions USA Inc. USA II Lexmark International Inc. USA II Oki Data Americas Inc. USA II Samsung Electronics Co. Ltd. South Korea II Seiko Epson Corporation Japan II Xerox Corporation USA II . Global Market Perspective II Table World Recent Past Current Future Analysis for Computer Printers by Product Segment Inkjet Laser Monochrome Lasers Color Lasers and Impact Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart II Table World Long Term Projections for Computer Printers by Product Segment Inkjet Laser Monochrome Lasers Color Lasers and Impact Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart II Table World Year Perspective for Computer Printers by Product Segment Percentage Breakdown of Volume Sales for Inkjet Laser Monochrome Lasers Color Lasers and Impact for the Years and includes corresponding Graph Chart II III. MARKET . The United States III A.Market Analysis III Laser Printers Outlook and Overview III Its All in One All the Way III Competitive Outlook III Key Players III Dell Inc. III Hewlett Packard Development Company L.P. III Konica Minolta Business Solutions USA Inc. III Lexmark International Inc. III Oki Data Americas Inc. III Xerox Corporation III Product Launches III Strategic Developments III B.Market Analytics III Table US Recent Past Current Future Analysis for Laser Printers by Segment Color Laser and Monochrome Laser Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table US Long Term Projections for Laser Printers by Segment Color Lasers and Monochrome Lasers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table US Year Perspective for Laser Printers by Segment Percentage Breakdown of Unit Sales for Color Lasers Monochrome Lasers for the Years and includes corresponding Graph Chart III Table US Recent Past Current Future Analysis for Laser Printers by Segment Color Laser and Monochrome Laser Independently Analyzed by Annual Sales for the Years through in US Billion includes corresponding Graph Chart III Table US Long Term Projections for Laser Printers by Segment Color Lasers and Monochrome Lasers Independently Analyzed by Annual Sales for the Years through in US Billion includes corresponding Graph Chart III Table US Year Perspective for Laser Printers by Segment Percentage Breakdown of Value Sales for Color Lasers Monochrome Lasers for the Years and includes corresponding Graph Chart III . Japan III A.Market Analysis III Current and Future Analysis III Key Players III Brother Industries Ltd. III Canon Inc. III Fujitsu Limited III Seiko Epson Corporation III Product Launches III Recent Industry Activity III B.Market Analytics III Table Japanese Recent Past Current Future Analysis for Computer Printers Independently Analyzed by Annual Sales for the Years through in Billion Yen includes corresponding Graph Chart III Table Japanese Long Term Projections for Computer Printers Independently Analyzed by Annual Sales for the Years through in Billion Yen includes corresponding Graph Chart III Table Japanese Recent Past Current Future Analysis for Computer Printers by Product Segment Monochrome and Color Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Japanese Long Term Projections for Computer Printers by Product Segment Monochrome and Color Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III . Europe III A. FRANCE III Current and Future Analysis III Table French Recent Past Current Future Analysis for Computer Printers by Product Segment Inkjet Printers and Laser Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table French Long Term Projections for Computer Printers by Product Segment Inkjet Printers and Laser Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table French Recent Past Current Future Analysis for Computer Printers by Product Segment Inkjet Printers and Laser Printers Independently Analyzed by Annual Sales for the Years through in US Million includes corresponding Graph Chart III Table French Long Term Projections for Computer Printers by Product Segment Inkjet Printers and Laser Printers Independently Analyzed by Annual Sales for the Years through in US Million includes corresponding Graph Chart III B. GERMANY III Current and Future Analysis III Table German Recent Past Current Future Analysis for Computer Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table German Long Term Projections for Computer Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Leading Vendors in German Printers Market Percentage Breakdown of Volume Sales for HP Lexmark Canon Epson Kyocera and Others includes corresponding Graph Chart III C. RUSSIA III Current and Future Analysis III Table Russian Recent Past Current Future Analysis for Computer Printers by Product Segment Inkjet Printers Laser Printers and Impact Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Russian Long Term Projections for Computer Printers by Product Segment Inkjet Printers Laser Printers and Impact Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Russian Year Perspective for Computer Printers by Product Segment Percentage Breakdown of Unit Sales for Inkjet Printers Laser Printers and Impact Printers for the Years and includes corresponding Graph Chart III Table Leading Vendors in Russian Printers Market Percentage Breakdown of Volume Sales for HP Epson Samsung Canon and Others includes corresponding Graph Chart III Product Launch III . Asia Pacific III A.CHINA III Current and Future Analysis III Table Chinese Recent Past Current Future Analysis for Computer Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Chinese Long Term Projections for Computer Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Chinese Recent Past Current Future Analysis for Color Laser Computer Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Chinese Long Term Projections for Color Laser Computer Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Leading Vendors in Chinese Printers Market Percentage Breakdown of Volume Sales for HP Epson Cannon Lenovo Lexmark and Others includes corresponding Graph Chart III B. INDIA III Current and Future Analysis III Overview III Table Indian Recent Past Current Future Analysis for Computer Printers by Product Segment Dot Matrix Laser and Inkjet Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Indian Long Term Projections for Computer Printers by Product Segment Dot Matrix Laser and Inkjet Printers Independently Analyzed by Annual Sales for the Years through in Units includes corresponding Graph Chart III Table Leading Vendors in Indian Dot Matrix Printers Market Percentage Breakdown of Volume Sales for TVSE Epson WEP and Others includes corresponding Graph Chart III C. SOUTH KOREA III Samsung Electronics Co. Ltd. A Key Player III Product Launches III IV. COMPETITIVE LANDSCAPE To order this report World Computer Printers Market http www.reportlinker.com p World Computer Printers Market.html More market research reports here Contacts Reportlinker Nicolas nboreportlinker.com US Intl Permalink http www.businesswire.com news google en Sharing Digg delicious Newsvine Reddit Google Yahoo Permalink Permalink To save a permanent link to this news right click Ctl click on a Mac and choose the command to copy the link link location or shortcut. Terms of Use Business Wire Fulton III BetaNews January PM With the consumer economy changing radically and rapidly Microsoft and others are experimenting once again with applying the pay as you go model to computing since it seems to work well enough for other industries. In an industry where everything old is new again only sooner the information technology community took notice of an Ars Technica story last Monday revealing that Microsoft had yet again made an effort to obtain an US patent on the concept of doling out metered computing services from a centralized server complex. It was not the first and probably not the twelfth time Microsoft has given serious thought to the concept of metering computer service. Arguably it was the BASIC programming language originally conceived by a couple of Dartmouth professors as a way of ordinary folks to interact with terminals leased by the hour that drew Bill Gates and the rest of Microsoft into the computer business to begin with. And in an often rephrased and reprinted forecast most recently in Gates wrote for The Economist that he believed computing technology would become so well weaved into the fabric of our lives by.well by about now that the computer as a singular device would no longer be separable from the rest of the information technology matrix. The economics of computing will also bring change. Decreasing costs will make it easy for electronics manufacturers to include PC like intelligence and connectivity in even the most mundane devices. Eventually computing power itself could become almost too cheap to meter. All this will lead to a fundamental change in the way we perceive computers Gates wrote. Using one will become like using electricity when you turn on a light. Computers like electricity will play a role in almost everything you do but computing itself will no longer be a discrete experience. We will be focused on what we can do with computers not on the devices themselves. They will be all around us essential to almost every part of our lives but they will effectively have disappeared. Steve Ballmer may have sent Gates a memo soon afterwards informing him that this could end up being a problem for Microsoft whose livelihood at present depends on the notion and belief among consumers that the PC exists . But if anyone at Microsoft still believes in Gates notion that the seams between devices and the atmospheres in which they reside are indeed disappearing he or she may have been behind the company s latest effort to stake its intellectual property claim to the metering system for computing for the only truly substantive and indisputable reason why such a company would have wanted to do so to prevent someone else from doing it first and claiming royalties later. This latest episode has managed to revive the public s awareness of a trend that has actually been going on right under its nose for some time the evolution and subsequent re evaluation of how manufacturers can and should control the channel of business that links them to their customers. Literally for centuries countries including the United States have been bound by a principle called the first sale doctrine which boils down to this Once someone purchases a product it belongs to that person and the manufacturer cannot then presume that any binding contract is in place that can prescribe what the customer does with that product. Now if the product is in fact a service then conceivably the manufacturer may have some measure of control over its use. And manufacturers have tried all sorts of extremely crafty permutations to cast their products as services typically by trying to establish a chain of intellectual property that binds the customer to using their service in only the prescribed fashion. For more take a good look at any end user license agreement. Among the most astounding such effort was Lexmark s defense of its printing mechanism as something akin to software assembled in such a way that an attempt by an outsider to fill it with foreign ink constituted not only an intellectual property violation but literally a circumvention of principles meant to protect Americans computers from the threat of international terrorism. The US Supreme Court refused to hear Lexmark s appeal to that end in effectively certifying that whenever an American fills his printer with someone else s ink the terrorists have not necessarily won. But manufacturers such as Lexmark and HP had been counting on the Digital Millennium Copyright Act to help secure for them the notion that almost any kind of computing service right down to the printed page could be re cast as a service extending the concept of circumvention to such an extent that anything that falls outside of the service s prescribed use could be called infringement. Thanks to the courts those plans may be called off for now though the notion of software as a service not in the architectural sense like SaaS but in the economic sense remains appealing to vendors whose bond of trust with customers has been dissolved somewhat by the a la carte and direct sales models where purchases are made whole right off the shelves and where the first sale doctrine most certainly applies. Next Would you subscribe to Windows Continued. . . Next Add a Comment Comments BetaNews reserves the right to remove any comment at any time for any reason. Please keep your responses appropriate and on topic . Foul language and personal attacks will not be tolerated. Name required E mail required Enter Your Comment By foxfyre edited Jan PM The PC is ALREADY a commodity. SaaS is not a commodity service. When will SaaS become a commodity With its illustrious history no time soon Score By cheapgold posted Jan PM In Maple Story players will be able to create characters that will grow as they learn new skills and become stronger. There are four characters to choose from Warriors Bowmen Magician or Thief. These characters can be dressed in many different and colorful outfits. Personalizing characters is one of the goals of Maple Story. Once a character has been created they will learn skills that will help them when they reach Victoria Island. http www.cheap msmesos.com http www.cheap msmesos.com index.html http www.allgametrade.com Score By pforbes edited Jan PM Once someone purchases a product it belongs to that person and the manufacturer cannot then presume that any binding contract is in place that can prescribe what the customer does with that product. True this is our culture My home is my castle. Score By sjc posted Jan PM This would be a major step backwards. New BSOD Error message. System halted on account of insufficient funds. Score Jan PM ET Microsoft claims Xbox sold million worldwide Jan PM ET Lenovo intros multimedia PCs for gaming dual screen laptop Jan PM ET New HP Pavilion notebooks go for style go with AMD Jan PM ET Jobs less Macworld offers up inch MacBook Pro variable iTunes prices Jan PM ET Samsung goes solidly green Jan AM ET HP sets fire to Voodoo DNA with sleeker Firebird desktop Jan PM ET Disgruntled IT guy fells blogging site Jan PM ET January phish buffet Now with IRS Jan PM ET Samsung announces HDTVs with Yahoo Widgets Jan PM ET RIAA MediaSentry relationship had already ended BetaNews Inc. All Rights Reserved. Privacy Policy Terms of Use Contact BetaNews


Bidz Al Lauction

Wednesday, December 24, 2008

There has been no restriction of any kind in the matter given here about KICHLER. All that has been stated here are the true facts.

KICHLER

AG finishes strong tops Lompoc at Paisola The Lompoc Record Retired educators enjoy annual Christmas program Pensacola News Journal

Wed, 24 Dec 2008 22:07:38 +0000
LETTER TO THE EDITOR BUY PHOTOS EMAIL UPDATES HOME NEWS SPORTS A E OPINION ANNOUNCEMENTS OBITUARIES CALENDAR SPECIAL SECTIONS LIFESTYLE MARKETPLACE CLASSIFIEDS BREAKING NEWS FEATURED NEWS CENTRAL COAST NEWS STATE NEWS NATIONAL NEWS WORLD NEWS LOCAL SPORTS NATIONAL SPORTS CENTRAL COAST HAPPENINGS TOAST OF THE COAST MOVIES TV LISTINGS TODAY S EDITORIAL LETTERS TO THE EDITOR THIS WEEK S POLL CITIZEN COMMENTARY ENGAGEMENTS WEDDINGS ANNIVERSARIES BIRTHDAYS CELEBRATIONS TODAY S DEATH NOTICES CREATE A MOVING TRIBUTE EMPLOYMENT AUTOMOBILES CLASSIFIEDS LEGAL NOTICES Advertisement ARCHIVE SEARCH Advanced Search Updated Wednesday December SPORTS LOCAL NATIONAL Section Sponsor adsys ad section sponsor Weather Sponsored By MARKETPLACE All Classifieds Find a Home Find a Car Find a Job Work Here Find Merchandise Business Directory Today s Print Ads Place an ad in print and online FEATURED ADS Advertisement SPORTS NEWS Email a friend feed Printer friendly AG finishes strong tops Lompoc at Paisola By Brad Memberto Sports Writer It took awhile for Lompoc boys basketball to get going but it finally turned it on. Unfortunately for the Braves the Arroyo Grande Eagles were hot at the end. The Eagles defeated the Braves in a boys basketball game which opened the season on Bryan Ayer Court in Paisola Pavilion in Lompoc on Tuesday night. Advertisement Tyler Marsden scored eight of his team high points in the fourth quarter to lead the Eagles to victory. The final two points came on free throws with six seconds remaining in the fourth quarter to put the game out of reach. Arroyo Grande scored the first two baskets of the game but it took over a minute and a half to get the first one. At Kevin Hitchen hit the first basket of the game off an offensive rebound. The Eagles held the lead until Tanner Hinek made a lay up at . Lompoc s Trae Vernon finally put his team on the board with a baseline jumper at then gave the Braves a lead just seconds later with a pointer. The Eagles answered back with six points and led after one quarter . Fouls then got Arroyo Grande in trouble during the second quarter. The Eagles sent the Braves to the line times and Lompoc hit taking a lead at the half. Three AG starters had three fouls each at the break. Vernon had points for Lompoc. Besides Vernon only Jordan O Byrne and Jake Morehart hit baskets for Lompoc in the first half. Arroyo Grande took several point shots in the first half and only Andrew Hogue made one but in the third quarter they started to fall. Kevin Hitchen hit two and Matt McAustin added one as Arroyo Grande stayed in the game matching Lompoc s points. Vernon added points in the third quarter and Morehart hit the only other basket. After going of from the free throw line in the third quarter O Byrne was of overall. In the fourth quarter Marsden started to find a seam in the Lompoc zone defense and was able to drive to the basket. His three baskets in the fourth quarter were right under the basket. Hitchen found some room to work and was fouled several times underneath completing a traditional three point play and hitting two more free throws. Zak Powell got a pair of offensive rebounds for the Braves and scored twice in the fourth quarter for his first points of the game. After trailing throughout the entire second half and through most of the second quarter the Eagles finally regained the lead at when Marsden took an inbound pass and hit a layup. Arroyo Grande was finally able to slow Vernon down and he was only able to score one basket in the fourth quarter. With Arroyo Grande holding a three point lead and with less than seconds remaining O Byrne was fouled while attempting a pointer but was only able to hit two of the free throws pulling the Braves to within . After trying to steal the ball as the Eagles brought the ball up the court the Braves were forced to foul. Bobby Collins grabbed Hitchen in the corner with a bear hug but it was called an intentional foul. Hitchen hit the fouls making the score and the Eagles retained possession. On the inbound pass Lompoc fouled again. The first free throw was missed on a one on one but the Eagles grabbed the rebound and Marsden sank the last two points from the charity stripe. After Marsden s points Hitchen followed with . Vernon ended the night with the points and O Byrne added . Cabrillo Nipomo Cabrillo took the season opener in a tightly contested game. David Terrones scored points to lead the Conqs while Terrance Phillips had . Balfour Brown and Arjun Ayyar had eight apiece. Cabrillo is next at the Nordhoff Tournament today. Girls basketball Nipomo Cabrillo Danielle Kichler had the big night for the Titans scoring points in the season opener win over the Conqs. The Conqs were paced by guard Ashley Bonenfant who finished with points. Outside of Bonenfant and Paige Hurlbut seven other Conqs split the scoring with two points each. Arroyo Grande Lompoc The Eagles pulled away early in this non league season opener out scoring the visitors in the first quarter. Sarah Caywood and Jenna Sverchek led the victorious defending PAC League champions with points each. Amanda Cromp led Lompoc with nine points. December MORE SPORTS NEWS Working toward league Around the Lompoc Valley The LPL honor roll Gymnastics North does well in Nipomo Round to the Braves Village CC awards scholarship to Naughton RELATED STORIES relatedheadlines SEARCHARTICLEARCHIVES Advanced Search Lompoc Record Santa Maria Times Times Press Recorder Adobe Press Santa Ynez Valley News El Tiempo Spanish French German Translate to another language Lee Central Coast Newspapers Santa Maria Times Lompoc Record Times Press Recorder Adobe Press Santa Ynez Valley News El Tiempo Letter to the Editor Comment about Website Contact The Lompoc Record Main Phone Copyright Lee Central Coast Newspapers. All Rights Reserved. All Lee Central Coast Newspapers pages are designed for Firefox . and Internet Explorer or with screen resolutions set at x or higher. Click here for our Privacy Policy and Terms of Use applicable to this site. P lten . C Heute leichter Schneefall und Schneeregen k lter DO . . Verkehr . . Sperren und Bauarbeiten auf der A Ab Samstag wird auf der A nach sieben Monate andauernden Bauarbeiten die Sperre der Abfahrt Korneuburg West wieder aufgehoben. Gleichzeitig wird die Auffahrt Korneuburg West in Fahrtrichtung Stockerau bis Ende gesperrt. K nftige S West an die A angeschlossen Projekt Y hei t das Bauprojekt weswegen es am Knoten Stockerau immer wieder zu l ngeren Sperren und Umbauarbeiten kommt. Bei diesem Projekt wird die k nftige S West an die A angeschlossen. Ab Samstag ist die Sperre der Abfahrt Korneuburg West zwar planm ig wieder aufgehoben aber die Auffahrt Korneuburg West ist ab heute bis Ende gesperrt. Gro r umige Umleitung ab Ernstbrunn. Projekt Y soll bis fertig sein Ausweichen kann man ber eine gro r umige Umleitung die ab Ernstbrunn zu den Auffahrten Stockerau Ost oder Korneuburg Ost f hrt. Die Auffahrt in Richtung Wien wird zwar auch umgebaut durch eine provisorische Fahrrampe bleibt die Auffahrt in Richtung Wien aber erhalten. Durch diese Ma nahme wird die Behinderung f r die Verkehrsteilnehmer so gering wie m glich gehalten sagt Georg Kichler von der Asfinag. Im Februar soll die Anbindung der S an die A schlussendlich fertiggestellt sein. Asfinag Die ORF.at Foren sind allgemein zug ngliche offene und demokratische Diskursplattformen. Bitte bleiben Sie sachlich und bem hen Sie sich um eine faire und freundliche Diskussionsatmosph re. Die Redaktion bernimmt keinerlei Verantwortung f r den Inhalt der Beitr ge beh lt sich aber das Recht vor krass unsachliche rechtswidrige oder moralisch bedenkliche Beitr ge sowie Beitr ge die dem Ansehen des Mediums schaden zu l schen und n tigenfalls User aus der Debatte auszuschlie en. Sie als Verfasser haften f r s mtliche von Ihnen ver ffentlichte Beitr ge selbst und k nnen daf r auch gerichtlich zur Verantwortung gezogen werden. Beachten Sie daher bitte dass auch die freie Meinungs u erung im Internet den Schranken des geltenden Rechts insbesondere des Strafgesetzbuches ble Nachrede Ehrenbeleidigung etc. und des Verbotsgesetzes unterliegt. Die Redaktion beh lt sich vor strafrechtlich relevante Tatbest nde gegebenenfalls den zust ndigen Beh rden zur Kenntnis zu bringen. Die Registrierungsbedingungen sind zu akzeptieren und einzuhalten ebenso Chatiquette und Netiquette bersicht alle ORF Angebote auf einen Blick See instructions for fixing the problem. Retired educators enjoy annual Christmas program Donna Freckmann Town Talk December Print this page E mail this article Share Del.icio.us Facebook Digg Reddit Newsvine The Escambia Retired Educators Association s monthly meeting and annual Christ mas program will be at a.m. today at the Escam bia Educa tion Asso ciation office N. Palafox St. Appearing before the group for the first time will be the Children s Chorus of N.B. Cook Elementary School of the Arts. The chorus is comprised of third fourth and fifth grade students under the direction of Dr. Pam Elliott. Forty two children will present musical entertainment showcasing their talents. Two students from the chorus have been selected to represent Northwest Florida in the select All State Honors Chorus in Tampa in January . Members will also continue their annual practice of bringing hundreds of gift wrapped Christmas presents for the residents of Rosewood Manor and Consulate Nursing Homes. Martha Hopkins EREA Community Service Chairperson will deliver the gifts to the nursing homes where they will help brighten the spirits of the residents. NATIONAL ACHIEVEMENT WEEK OBSERVANCE The Beta Omicron Chapter No. of Omega Psi Phi Fraternity Inc. of Pensacola recently had its National Achievement Week Observance at Talbot Chapel African Methodist Episcopal Zion Church the Rev. L.A. Jackson pastor. The guest speaker was Walter Gulley Jr. head of the social studies department of B.T. Washington Sr. High School. He is the founder of the B. T. Washington s Ladies and Gents Service Club for blacck students and the Groits a black history brain bowl team that has won five state titles in a row. Achievement Week is the fraternity s celebration of the accomplishments of outstanding black Americans. Dr. John Veasley a retired dentist was the chairman of the committee. and worked with Wallace Haywood and Raymond Simmons Jr. Members receiving awards for outstanding service in were Vin Durant Atta Boy Award Lynn Cade III Basileus Omega Man of the Year Veasley Sustained Superior Service Award Monroe J. Watley Jr. former manager of Albertson s on Ninth Avenue Citizen of the Year Gulley Jr. Speaker s Award Dr. Lamont Canada th Year of Service and Jesse Bobbitt th Year of Service. Marion Williams presented the service awards while Simmons presented the Speaker s Award. Talbot Chapel will be presented a check for for its scholarship program by Beta Omicron at a later date. CONTEST WINNERS ANNOUNCED The Downtown Retail Council announced the winners of its Holiday Window Decorating Contest. Fifteen Pensacola businesses entered the contest to help put shoppers and diners in a festive mood as they take advantage of places to eat and shop in downtown Pensacola this holiday season. The winners are Reynalds Music House Garden and Jefferson Streets Most Beautiful Window Ever man Co op W. Garden St. Merriest Storefront and Will Call Sports Bar Grille S. Palafox Place Best Balcony. All are invited to visit downtown and enjoy the lights and displays. OKTOBERFEST CELEBRATION The Pensacola Symphony Orchestra Guild recently had an Oktoberfest celebration at the home of Dr. and Mrs. Nat Rickoff. It was a lively affair with German oompah pa music provided by Bob Mattus. Guests gathered in the dining room to enjoy authentic German food prepared by Guild members. Chairwomen for the event were Clara Wimberly and Linda Pallin. Assisting were Mary Catherine Hinton Guild president Fran Terrell Dian Moore Sue Penfold Sue Flanders Veronica Greskovich Marianne Luhrs Cookie Kichler and Carol Dell. Bartenders Andrew Hinton and Milton Usry served German beers and wines. The evening was enhanced by the arrival of appropriately costumed guests in their finest German attire including Sheila and Clem Barfield and Philip and Linda Balink White. Send e mails to Donna Freckmann at dfreckmannearthlink.net or write to Town Talk Pensacola News Journal P.O. Box Pensacola FL . In your voice Read reactions to this story Newest first Oldest first Add your comment max maxchars characters You must be logged in to leave a comment. Login Register characters left staffMark authorIcon authorHandle wrote commentBody commentTimestamp commentBody authorNameHandle recommendLink newpostLink replylink reportAbuseLink Report item as required X Obscenity vulgarity Hate speech Personal attack Advertising Spam Copyright Plagiarism Other Comment optional Missing input fields. You must fill out the comment body in order to submit a comment. Comment too long. The comment you have entered is too long. Please limit your post to maxchars characters or less. 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Bidz Coupon Code

Thursday, December 11, 2008

Now that we have come to the end of this composition on CREDIT CARD COMPANY , we do hope that you enjoyed reading it as much as we enjoyed writing it.

CREDIT CARD COMPANY

Credit card firm Egg fined 720000 for persuading 40000 customers to buy insurance they didnt want Daily Mail BJaposs Wholesale Club Announces the Election of Laura Sen as CEO Herb Earthtimes

Thu, 11 Dec 2008 10:43:57 +0000
The firm was fined by the Financial Services Authority for persistent misselling of payment protection insurance on its credit cards. For nearly two years Egg pushed thousands of its customers into buying a PPI policy despite the fact that it was useless in many cases. Egged into purchase Customers were sold useless insurance even on occasions when they did not specifically agree to it On several occasions customers who replied only Hmm when asked whether or not they wanted to take out the insurance were signed up to a policy despite not actually saying they wanted it. Typically it cost for the period over which they had the card. The FSA criticised Egg for serious failings in its sales. The insurance is supposed to pay out if policyholders become ill or lose their job but it is infamous for failing to do so and for being mis sold. It is the latest scandal involving PPI which is currently the subject of a major investigation by the Competition Commission. The City watchdog fears around per cent of Egg s credit card customers who took out a PPI policy were treated unfairly The City watchdog fears around per cent of Egg s credit card customers who took out a PPI policy were treated unfairly. One Egg customer asked if the policy would cover him as he had a slipped disc and was currently receiving treatment. The Egg worker said he would be covered. However the policy s exclusions meant he would not receive a penny. In many cases customers were subjected to aggressive sales tactics despite insisting they did not want the insurance. Other tactics include overemphasising the positive features of the policy or charging them for the policy even if they had not said yes. Margaret Cole director of enforcement at the FSA said Egg used inappropriate sales techniques to try to persuade customers to buy payment protection insurance on their credit card even when they asserted they did not want the cover. If a customer does not want PPI they should not be pressured into taking it. Yesterday Egg owned by the American investment bank Citigroup was forced into issuing a public apology to its customers. It would have faced a bigger fine of . million if it had not co operated with the City watchdog and agreed to settle early in the investigation. It is the second major public embarrassment involving Egg credit cards this year. In February it became the first credit card company to write to some of its customers to order them to stop using their cards. The latest mistake will leave Egg with a compensation bill of around pound million to pay all the affected customers. Letters will be sent to them this week to establish whether or not they are eligible for compensation. Citigroup said only per cent of the policies were sold under its ownership. It bought the company from Prudential in May . An Egg spokesman said We are taking the matter very seriously and would like to apologise to any customers who have been affected. In total the City watchdog has taken action against firms over the poor selling of PPI including Alliance Leicester which paid a record million fine. Sales of PPI have been a money spinner for banks and insurance companies. There are currently million policies generating an annual premium income of around . billion. The Competition Commission believes these premiums are too high and that the industry is earning excess profits of . billion a year. More. Homeowners are paying extra on tracker mortgages Action brought in to stop small and medium firms being crippled by late payments Print this article Read later Email to a friend Share this article Digg it Del.icio.us Reddit Newsvine Nowpublic StumbleUpon Facebook MySpace Fark View all Add your comments Comments Here s what readers have had to say so far. Why not add your thoughts below I had this problem with the Halifax. Despite stating NO to insurance on their application form and saying No in a subsequent phone call. They still started to charge me. It finally took months to clear up. As for Egg I stopped using their cards after they started blocking transactions I made then saying they were suspicious and would I consider card protection insurance. Click to rate Rating bobo crosby Oh how marvelous This government has failed to defend consumers against the credit card companies excesses over the last few years while the UK economy has been running on personal debt. Now it decides it is time to fine them and keep the customers money for itself. This has become such a common trick now with NU Labour. What about doing something to PREVENT financial excesses and RETURNING the peoples money to THEM. Click to rate Rating marman Cambridge England This happened to me and I complained to the FSA they told me tough luck and I didn t get my money back. I wonder why they are saying something different now Click to rate Rating michele greece Click to rate Rating View all Add your comment Name Email Your email address will not be published Town Country Your comments Make text area bigger You have characters left. Remember me this will save you having to type out your name location and email address when you next leave a comment. 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drink this you will die What paralysed rugby boy was told before he took poison in Swiss suicide MOST READ IN DETAIL Advertorials Win a master class with Aldo Zilli Win luxury hampers with Norwich Union Give a gift this Christmas MONEY EXTRA Jargon Buster A Z of financial terms Credit crunch Is that bailout working Interest rates slashed Reaction and comment EDITOR S SIX OF THE BEST Love machine Computer geek too busy for romance builds himself the perfect girlfriend Why you could soon be watching your dreams on your computer screen Snipers at silly mid on Indian ring of steel greets England cricketers Are you about the new mobile phone shorthand We decode the new text speak This field belongs to Jim Farmer carves his name in giant letters in the snow with a slurry spreader What credit crunch London jeweller pays a record breaking . m for historic diamond Back to top Popular Navigation Home News Sport TV Showbiz Femail Health Science Tech Money Debate Coffee Break You mag Live mag 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NYSE BJ announced today that the Company s board of directors elected Laura Sen chief executive officer effective February . Ms. Sen has served as BJ s president and chief operating officer as well as member of the board of directors since January . She will retain the title of president and continue to serve on the board of directors. The Company also announced that Herb Zarkin who preceded Ms. Sen as CEO will continue as chairman of the board of directors and will stand for reelection to the board when his term expires in May . Previously Mr. Zarkin had planned to retire from the board in May . Today s management changes were part of a planned succession. Commenting on today s announcements Herb Zarkin said Laura has done an outstanding job of managing our day to day operations for the past year. Our business has never run more smoothly. Laura and her team have improved our members experience by providing better merchandise quality and value and by raising operating standards in our clubs. I am confident that as chief executive Laura will continue to make the right decisions for our members our employees and our shareholders. Laura Sen said I am proud to have this opportunity to lead this great company. BJ s has a clear mission to deliver value on quality products and services for our members. I am confident that BJ s has the right team in place to execute on that mission and to continue our profitable growth well into the future. About BJ s Wholesale Club BJ s introduced the wholesale club concept to New England in and has since expanded to become a leading warehouse chain in the eastern United States. The Company currently operates clubs in states. BJ s press releases and filings with the SEC are available on the Internet at www.bjsinvestor.com . Forward Looking Statements Statements contained in this press release that are not purely historical including earnings guidance are forward looking statements for purposes of the safe harbor provisions under The Private Securities Litigation Reform Act of . Actual results may differ materially from those indicated by these forward looking statements. Factors that may cause or contribute to such differences include without limitation levels of gasoline profitability levels of customer demand economic and weather conditions state and local regulation in the Company s markets competitive conditions success in settling lease obligations for closed clubs and credit and debit card claims and other factors discussed in the Company s Annual Report on SEC Form K for the fiscal year ended February and subsequent quarterly reports on SEC Form Q for the fiscal year ending January . Any forward looking statements represent our estimates only as of today and should not be relied upon as representing our estimate as of any subsequent date. While we may elect to update forward looking statements at some point in the future we specifically disclaim any obligation to do so even if our estimates change. BJ s Wholesale Club Inc. Cathy Maloney VP Investor Relations cmaloneybjs.com Copyright Business Wire. All rights reserved. More. Article BJ s Wholesale Club Announces the Election of Laura Sen as CEO Herb Zarkin to Continue as Chairman of the Board Print this article Share this article Stay Updated News gadget on your Google homepage Subscribe to a news feed in Google Reader Share on Del.icio.us Digg Facebook Fark Google reddit Slashdot StumbleUpon Have your Say Name Email Subject Your Comment Enter Verification code Choose Theme Search Enter your search terms Web www.earthtimes.org Submit search form You can Current News News Category Business Entertainment Environment General Health Sports Technology World Add to Google Toolbar Breaking News Press Releases About us News Archives Browse old Archive Feedback Disclaimer Mobile PDA News Alerts The views expressed in the articles are not necessarily those of earthtimes.org and we accept no responsibility for the views or opinions expressed in the articles either direct or indirect. www.earthtimes.org The Earth Times All Rights Reserved Privacy Policy


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Wednesday, November 26, 2008

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Small business the backbone of area Jacksonville Daily Record Failed State Pirateaposs Life For Somalia Shippers Wall Street Journal

Wed, 26 Nov 2008 19:09:22 +0000
Read City Notes Learn about The Daily Record Subscribe to the Daily Record Wednesday November Today s Headlines Carrier for Mayport missing only money left Real estate s top woman Downtown Council leaders discuss Leadership Trip to Seattle Crescimbeni Brown look to past to improve future LEGAL MARKETPLACE MISSING Small business the backbone of area Essential Capital Finance President CEO Cleve Warren Small Business Administration North Florida District Director Wilfredo Gonzalez Essential Capital Finance board member Ronald Belton and Mayor John Peyton. Article reprints available. Find out more. by Mike Sharkey Staff Writer Big business isn t booming these days. Major banks and other financial institutions and investment firms are laying off people left and right. The big three auto manufacturers are asking the federal government for a bailout and may be facing Ch. bankruptcy. While these events will certainly affect the local economy to some degree the reality is the Northeast Florida area has developed economically in such a fashion that it may cope with the current economic crisis better than most areas. The Jacksonville area isn t reliant on any particular industry for its survival and in fact has quietly become the headquarters of several major companies over the past few years. Leading the way locally are hundreds of small businesses from the cake maker who employs to local lenders who make sure that cake maker has the capital she needs to continue. Three quarters of the jobs in America come from small business said Ronald Belton president and CEO of Riverplace Analytics LLC and a member of the board of directors of Essential Capital Finance Inc. Monday Belton co hosted a summit at the University of North Florida aimed at bringing area small business owners together for a status report and networking. Sponsored by Essential Capital and the U.S. Small Business Administration the summit was also hosted by Essential Capital President CEO Cleve Warren who is also chair of the JTA board and Small Business Administration North Florida District Director Wilfredo Gonzalez. Mayor John Peyton also participated talking about the impact small business has on the area economy and the importance of assuring small businesses don t go by the wayside. It s not all gloom and doom. There are some good things going on said Gonzalez who oversees counties in Florida. Gonzalez said the local real estate market looks bad on the surface but thanks to a more conservative approach North Florida will recover quicker than the developers and realtors in South Florida. South Florida is three times worse he said. They really had a real estate glut with the condos. South Florida was going like gangbusters. There is a lot of property that is not helping the economy. Imagine being in a story high rise with one other tenant. What are your association fees Gonzalez said so far this year his office has awarded million less in SBA loans than last year. However he said small business are going after federal grants instead of loans that must be paid back. That decision he said is allowing many to stay in business and making payroll as opposed to closing up shop. We are also seeing innovative entrepreneurs and we have been helping them he said. Warren oversees an organization that used to be known as JEDCO the Jacksonville Economic Development Company that was started in by Mayor Jake Godbold. In Mayor John Delaney decided JEDCO could better serve the small business owner if it was a private company. That was the best thing that could have happened said Warren. We are much more productive. Spinning off allowed us to focus on SBA loans. Through Essential Capital small business owners are able to borrow money while putting a lot less down. Warren and his staff pair business owners with willing lenders. He admits things are tougher now than a few years ago but Warren is convinced the economy will recover. We are a resilient country and we have a way of bouncing back from anything he said. Peyton said one of his primary goals after taking office in was to raise the per capita income in Jacksonville. The idea was to do that two ways by luring major headquarters to town along with high paying jobs and by supporting the local small business owner. Peyton then announced the Blueprint for Prosperity campaign which was designed to put area business owners in touch with potential employees. Peyton said he s happy with the success of the initiative he calls a map of the future and one that has reached over people. Peyton did say the struggles of the national and international economy have benefited Northeast Florida. This is affecting Jacksonville in ways we didn t anticipate. We have had phenomenal success in attracting international business to Jacksonville he said. We are defying gravity in Jacksonville and that is through a lot of planning and hard work. Peyton talked about Pilot Pen Deutsche Bank Alenia and others coming to Jacksonville. He also said the deals between the Jacksonville Port Authority and two major Asian shippers will assure Jacksonville becomes a major force in shipping over the next decade. I don t know how many other cities are in a position to celebrate this said Peyton. The truth of the matter is we have had great success in large business. But the reality is percent of our economy is based on small business. msharkeybaileypub.com Back to home E mail this article Print this article North Newnan Street Jacksonville FL Fax Bailey Publishing Communications Inc. All Right Reserved. e mail webmaster


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Tuesday, November 11, 2008

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Holiday Shoppers Can Find Easy and Convenient Shopping on Their Mobile Phone With Sears2go PR Newswire via Yahoo Finance Ecommerce 30 Extending the Marketplace with Google ProductAds Auctionbytescom

Tue, 11 Nov 2008 14:36:12 +0000
PRNewswire FirstCall Just in time for the busy holiday shopping season Sears.com today announced the launch of Sears go a mobile commerce Web site. Sears go which enables customers to find and buy select Sears.com merchandise from their mobile phone is the first on the go technology offered by a US retailer pairing mobile commerce with Sears best in class in store pickup. In Sears continued effort to innovate and serve our customers as they adopt new technologies Sears go makes it easier than ever to cut out the holiday shopping hassles and shop from the convenience of your mobile phone said Ravi Acharya Director of eCommerce at Sears Holdings. More and more customers are using their mobile phones to shop online and Sears go is completely geared for mobile devices with an emphasis on speed usability and security. So whether you re stuck on the commuter train or waiting for your child s holiday concert to begin you can get your shopping done ultimately leaving more time for you Sears go lets customers select products from a wide variety of categories including apparel electronics and computers fitness and sports jewelry tools toys and games with home delivery or in store pickup. After purchasing an item on Sears go shoppers picking up their order in store will receive a text message alert when their merchandise is ready for pick up. Many of the same features available on Sears.com will be available through Sears go providing a streamlined consistent experience. Functional features such as product search browsing shopping cart and checkout gifts product reviews store locator special offers and order status make mobile shopping just as easy as shopping online. Text SHOP to or visit Sears go.com on your mobile phone. Standard text messaging rates may apply. About Sears Holdings Corporation Sears Holdings Corporation Nasdaq SHLD News is the nation s fourth largest broadline retailer with over billion in annual revenues and approximately full line and specialty retail stores in the United States and Canada. Sears Holdings is the leading home appliance retailer as well as a leader in tools lawn and garden home electronics and automotive repair and maintenance. Key proprietary brands include Kenmore Craftsman and DieHard and a broad apparel offering including such well known labels as Lands End Jaclyn Smith and Joe Boxer as well as the Apostrophe and Covington brands. It also has Martha Stewart Everyday products which are offered exclusively in the U.S. by Kmart and in Canada by Sears Canada. The company is the nation s largest provider of home services with more than million service calls made annually. For more information visit Sears Holdings website at http www.searsholdings.com . Source Sears Holdings Corporation Email Story Set News Alert Print Story Copyright Yahoo Inc. All rights reserved. Privacy Policy Terms of Service Copyright PR Newswire . All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content or for any actions taken in reliance thereon. a leading provider of industry proven customer reviews and social merchandising solutions today announced the availability of AnswerBox. This new product specific FAQ solution enables online shoppers to interact with each other and designated staff experts to resolve product inquiries not fully addressed by existing product specs and descriptions. According to a JupiterResearch report of online shoppers surveyed have left a site without purchasing multiple products because they couldn t get a question answered about just one of the products in their shopping cart. Now PowerReviews clients like evo Evogear.com are able to identify and fill gaps in site content with answers from actual product users and subject matter experts. And unlike traditional one to one support channels such as email phone or live chat AnswerBox displays those answers directly on the product detail page for all future customers to see . Following a comparison of existing site content and questions collected through AnswerBox evo reported adding sizing and fit guides throughout its site to better address shoppers true concerns. Nathan Decker Director of Ecommerce for evo says The response to AnswerBox has been revealing with questions and answers coming in at x higher rates than customer reviews we re discovering where our site content needs enhancement the most. By listening to our customers we are able to identify gaps in site content and fill them in with highly relevant and useful product information. Andy Chen CEO of PowerReviews says In the absence of comprehensive product information customers are likely to abandon the shopping process and search for answers at competing sites or abandon the shopping process altogether. AnswerBox is the perfect tool for retailers to fill in this critical gap by providing the specific information their shoppers are looking for. About PowerReviews PowerReviews www.powerreviews.com provides customer reviews and social merchandising solutions to online retailers and their shoppers. The company s solution for collecting organizing structuring and moderating relevance based reviews helps significantly boost merchants sales driving the highest uplift in the industry. In addition to working with more than online retailers including Staples Toys R Us REI Drugstore.com Gardener s Supply Diapers.com and Jockey PowerReviews has also launched its own reviews and recommendation site Buzzillions www.buzzillions.com . The company is headquartered in San Francisco with an international office in London. For PowerReviews Lisa Tarter lisatidalwavepr.com Copyright Business Wire. All rights reserved. More. Article PowerReviews Launches AnswerBox to Help Retailers More Effectively Respond to Customer Questions Print this article Share this article Stay Updated News gadget on your Google homepage Subscribe to a news feed in Google Reader Share on Del.icio.us Digg Facebook Fark Google reddit Slashdot StumbleUpon Have your Say Name Email Subject Your Comment Enter Verification code Choose Theme Search Enter your search terms Web www.earthtimes.org Submit search form You can Current News News Category Business Entertainment Environment General Health Sports Technology World Add to Google Toolbar Breaking News Press Releases About us News Archives Browse old Archive Feedback Disclaimer Mobile PDA News Alerts The views expressed in the articles are not necessarily those of earthtimes.org and we accept no responsibility for the views or opinions expressed in the articles either direct or indirect. www.earthtimes.org The Earth Times All Rights Reserved Privacy Policy But Google being Google it won t be a typical marketplace. Instead of setting up a core site where people will go to transact business Google is poised to bring the marketplace to all corners of the Internet. The following is a thought piece on how Google might use its search and advertising assets to change the face of ecommerce doing for product listings what it did for advertising. This is a view of what Ecommerce . might look like. Preamble What sparked this epiphany of sorts was a recent conversation with a collector and long time eBay seller. He related how much business he was seeing transacted within the forums of niche collectibles sites. A member will post a desirable item for sale and more often than not an offer would be made and the deal is completed within the confines of the forum. Conversely a collector might post a message about an item they are looking for. Because of the targeted nature of the community more likely than not someone would come up with the item and the deal is finalized between the two parties. We checked with several hard core collectors who confirmed that collectors were buying and selling from each other on niche sites classifieds and collectors forums whereas or years ago the items would likely have been listed on eBay. This type of ecommerce activity typically happens off the radar since the offers are posted informally on forums or classifieds of micro sites and buyers are sending payment through various methods including cash check or money order. Why Not eBay In June the theme of eBay s Developer s Conference was eBay Anywhere. eBay encouraged its affiliates to figure out ways to display eBay listings all over the Internet such as blogs and Facebook and across platforms including mobile devices and on users desktop through tools like San Dimas . This was a degree shift from how eBay had protected its proprietary marketplace in the past when it did not even allow search engines to display its listings side by side listings from other marketplaces. Yet one year later former eBay product managers criticized eBay for failing to take the marketplace out to the Web and to social networking sites. In August Rogelio Choy blogged about this in a post called eBay Look beyond the .com The fortunate unfortunate truth is that the radical shift in Internet usage especially with teens and young adults will continue to erode traffic at former leading mass market Commerce or content sites like eBay. Simply put the Internet is becoming WAY social and web service oriented. If an online site or service is not heavily invested in both the future is dire. A Forbes article relates the problem more bluntly The quirkiness eBay brought to the Web eventually moved elsewhere. Laurence Toney was running eBay s collectibles category in and tried to push through a plan to let fans of collectibles display their stuff free of charge on eBay and then chat and post comments. It would make eBay more sticky make it a place where people could hang out he says. But his idea didn t pass eBay s stiff test instant measurable profits. Only ideas with obvious returns get resources says Toney. He soon saw hobbyists shift their activities to MySpace and Facebook. He ended up doing a deal with online shopping site Kaboodle and had to pull it off with no engineers. eBay sellers are not passively waiting for eBay management to get it. They are listing on multiple sites in addition to eBay and they are using blogs and social networking sites to proactively create a presence where buyers are engaged. But many of eBay s collectibles and antiques members already belong to tight knit communities and feel a high level of trust with each other when transacting business. This type of informal ecommerce does not go unnoticed by companies who are anxious to aggregate this economy for its potential revenue. WorthPoint is an example of a company that is attempting to build an ecommerce site for collectors from the community up. Other social networking sites for collectors like iTaggit have sprung up trying to capitalize on this revenue stream which is a by product of community interaction. But will members uproot from their already established niche communities and add one more site to their favorites list or are they comfortable trading within their own circle Many frustrated eBay sellers have urgently called for Google to create an online auction marketplace which we see as unlikely. But with the tools they already offer and simply connecting the dots Google could extend the reach of ecommerce in bold and innovative ways and not only in the area of antiques and collectibles. Google ProductAds the Building Blocks The flash of insight into what Ecommerce . might look like came to us when we thought about what would happen if Google took Product Search which aggregates individual merchants product listings and put them on publishers websites the same way it does with Google AdWords. In other words a Google AdWords AdSense for ecommerce listings via Google Product Search. We are calling this hypothetical service Google ProductAds. We had been discussing Google internally quite a bit because it continues to refine its ecommerce platform now offering a multi item shopping cart and adding Shipping and Tax information to Google Product Search listings. But it was when our collector friend observed that there was a lot of ecommerce taking place directly between buyer and seller in forums and classifieds listings on niche collectibles sites that we saw the potential for a Google ProductAds offering. There are several components necessary for the type of offering we envision which Google already has in place Merchant product listings along with the ability to display them based on relevancy Google Product Search . Multi item shopping cart and the Google Checkout payment processing service. Existing relationships with a vast network of websites of all sizes publishers who run Google AdSense on their sites and the ability to classify those sites and their content according to subject. To understand our vision of Google ProductAds one must be familiar with Google Product Search and Google AdSense AdWords and how strong Google s algorithm is for recognizing relevant content and serving up appropriate advertising to a targeted audience. Google Relevance The reason the Google AdWords advertising program works is because Google is so good at serving up relevant ads on websites all across the Internet. For instance Google is able to dynamically serve up ads that link to websites offering dog training videos on this blog about Beagles. Imagine if the blogger also displayed Google ProductAds where visitors could click on individual product listings and purchase items through Google Checkout. And imagine how happy merchants would be knowing they are getting sales from people they might never have reached through mainstream marketplaces. The model also works well within collector forums which tend to be very specific especially as you drill down into individual threads. This is the type of content that drives very targeted Google ads in the AdWords program. Google Product Search Google Product Search is Google s shopping search product. Users can access it through the main Product Search page and users can also find product listings when searching directly on Google.com. Sellers can submit their product listings for free and those products then appear when shoppers type in relevant search terms. The feed can be submitted via Google Base Store Connector or Google s API and it includes the product title description attributes price shipping tax and photo. Currently merchants can upload listings from any marketplace storefront or website including eBay Yahoo eCrater Bonanzle etc. A shopper who clicks through to a Google Product Search listing is taken to the marketplace or storefront where the listing was created in order to complete a transaction. There they may have a choice of paying either the seller or the marketplace via Google Checkout PayPal credit card or whichever payment method the seller and or marketplace chooses to offer. Google makes no revenue from Product Search yet either from merchant or the marketplace. Google AdWords Advertising Program With Google s ad network Google brings advertisers through the AdWords program together with website publishers through the AdSense program . Advertisers can choose to run contextual ads on any participating website or they can run site targeted ads. Google AdSense is the flip side of AdWords publishers join the program and allow Google ads to be placed on their websites. The AdWords advertiser pays Google when someone clicks on their ad which compensates the AdSense website operator publisher on a Pay Per Click basis. Google ProductAds This hypotethical service Google ProductAds would offer merchants a way to have their Product Search listings appear on websites that participate in the program. These sites would be third party non marketplace sites such as blogs newsletters niche collectibles content sites and hobby fan sites. Just as advertisers on AdWords do merchants could choose whether to have their listings appear on a contextual basis or on a pre selected network of sites or whether to participate in Google ProductAds at all . Google would have to create some new fields in the Google Base feeds for merchants to indicate which if any products they would want to display on the ProductAd network. In order to participate in the program the merchant would have to first sign up for a ProductAds account and agree to terms of service and would also have to have a Google Checkout account. Website operators who choose to participate would enable Google ProductAds to be displayed on their sites just as they do for the Google AdSense program. But rather than pay per click they would be compensated on a commission basis when a visitor to their website purchased a product through ProductAds. When a sale is made the seller would receive the money in their Google Checkout account less Google Checkout processing fees a fee to Google and the commission fee to the website where the transaction was initiated. While the free Product Search listings on Google.com search results pages would continue to link to marketplaces we envision that the transactions made through the paid ProductAds program would take place via Google Checkout not on a third party marketplace nor on the merchant s own site . This way Google would know whether a sale was consummated. Google ProductAds Classifieds We also envision Google allowing sites to place a version of Google Product Search on their own website acting as a classifieds ad directory. It would display relevant ads on a site for comic book collectors for example it might display a page like this within the website s own branding The page would also offer members of the site the ability to create their own Google ProductAd listing on a comic books website a collector could create a listing to sell one of his or her comic books. Not only would the ad be seen on that comic books site but the seller could choose greater visibility across all comic book sites participating in the program as well as in Google Product Search results on Google.com if the seller so chose . The seller would not pay Google or the publisher sites for the listing but when a sale was made the seller would pay the Google Checkout payment processing fees a Google ProductAds fee and a commission to whichever site on which the item happened to sell. The commissions could be a strong incentive for site owners to implement this program within their communities. The Future of Google Product Search Google continues to invest in Product Search despite the fact the program generates no revenue. Recently Google asked merchants to add shipping and tax information to their product feeds so it could display this information to shoppers. If Google is to complete the transaction through Google Checkout instead of on a marketplace or merchant website it s essential to know shipping and tax costs for individual listings. With Google s announcement that Doubleclick would be integrated with Google AdSense Google strengthens one of AdSense s weaknesses that of displaying visually compelling content in an advertising format. The addition of this capability is perfect for showcasing content including product listings. Doubleclick is also known for its behavioral targeting techniques it may deduce your gender geographic location and other information about you based on your Internet surfing activity. With Google ProductAds the following scenario is possible you visit a content site about shoes and you are shown ads of shoes for sale and with Doubleclick Google might know whether to serve up listings for men s shoes or women s shoes. Will we see Google ProductAds in the near future Google is adept at keeping people guessing about their direction. However we re confident that as Google continues to beef up its ecommerce capabilities it will be perfectly poised to use its skills in bringing advertisers and consumers together and apply those skills to bringing merchants and consumers together. What s compelling about this model is that instead of attempting to drive ecommerce to a single core site Google instead will be taking ecommerce and integrating it into already vital online communities and content sites. Like VISA it truly will be everywhere you want to be. Let us know what you think in the AuctionBytes Blog . About the author Ina and David Steiner are publishers of AuctionBytes.com and have been writing about ecommerce since . Email this story to a friend. Previous Story Contents Next Story Related Stories Google Shopping Displays Merchant Reviews January Issue Google Announces Fourth Quarter Earnings February Issue Google Checkout Adds Multi User Capability February Issue Oops Google Outed in Objection to eBay Oz Policy May Issue Google Checkout Merchants Offer Coupons to Buyers June Issue Google Fixes Anti PayPal Bug June Issue eBay Loses Mojo on Google Search September Issue Ecommerce Meets Google s YouTube Videos October Issue Google Product Search to Display Tax and Shipping Costs October Issue Google Checkout Launches Shopping Cart New Taxonomy for Product Search October Issue Discuss this story in our forums. Ecommerce Podcasts Site Index Copyright . Steiner Associates LLC. All rights reserved


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